What is underwriting

Underwriting is an important part of the application process for personal insurance cover, including life insurance, total & permanent disabilityincome protection and trauma insurance.

When you apply for insurance cover you are essentially asking the insurer to take on the risk of having to pay a claim for a future event. The insurer assesses this risk through underwriting.

This video explains how the underwriting process works and how health and lifestyle factors could affect your application.

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